---
title: Texas Mortgage Rates Hold Steady
description: In a positive sign that the market is stabilizing, rates remained consistent this week. But what’s with all the up and down and side to side?
image: https://www.texasunitedmortgage.com/hubfs/Depositphotos_4719080_L.jpg
---

# Texas Mortgage Rates Hold Steady

[![](https://www.texasunitedmortgage.com/hubfs/Depositphotos_4719080_L.jpg) ](https://www.texasunitedmortgage.com/resources/texas-mortgage-rates-hold-steady)[News](https://www.texasunitedmortgage.com/resources/tag/news)

 July 21, 2023  | By Mendy Rimler

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## Table Of Contents

In a positive sign that the market is stabilizing, rates remained consistent this week. But what’s with all the up and down and side to side?

 

The way it typically works is that mortgage lenders establish rates once a day, typically during the morning hours. This approach is impacted by the fact that rates are closely tied to bond prices. 

 

So, if there are significant fluctuations in bond prices throughout the day, lenders have the opportunity to adjust their rates accordingly through a process known as "repricing," aligning themselves with the current market trends.

 

Luckily, over the past two weeks, rates have been holding steady, setting the stage for the eagerly anticipated announcement from the Fed next Wednesday. Sure, the headlines might buzz about the "rate hike," but truth be told, that's old news by now. 

 

What we're really looking forward to is Fed Chair Powell's press conference, where the real game-changing insights will be unveiled. This could ignite a wave of momentum, paving the way for positive developments or challenges ahead. So get ready, Texas homeowners and hopeful buyers, because the future is brimming with possibilities!

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