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Types of Home Loans

Learn about the various types of home loans, and which mortgage loan is best for your financial life.
Refinancing Your Loan

A refinance is a great way to save on your monthly payments, or pull out cash for other uses.
Mortage Rates

Understanding how mortgage rates affect your monthly payments is key component to getting the best type of loan for your home.
Closing Costs

Nobody wants to pay more than you have to. Learn how much closings are for your next home purchase.
FHA Loan

One of the most popular loan types, FHA loans are a great way to get a mortgage at a low cost.
Conventional Loan

A conventional loan is "conforming" loan, and in this section we explain who this loan is for, and the cost.
VA Loans

VA loans are highly popular loans for veterans due to the $0-down option and other benefits. Read on to find out how you can save.
Good Credit

In this section, you'll learn how good your credit needs to be, and how to qualify even with a low credit score.
Mortgage Basics

We make it easy to understand mortgages in Texas with the series of basic, easy-to-understand guides.

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Credit Score

How Your Credit Score Affects Mortgage Rates

February 10, 2022 | By Reef Merhi

Are you interested in taking advantage of a historically low-interest environment but not sure how your credit score affects the mortgage rate you will receive? With more than $4 trillion in mortgage...

Credit Score

What Credit Score Do I Need to Buy a Home in Texas?

October 27, 2021 | By Reef Merhi

Updated March 29, 2022 If you've been renting but have dreamed of buying a home, it can be easy to dismiss that goal if you ask questions like "can I get a home loan with a 500 credit score?" or...

Credit Score

How to Buy a Home When You Have Bad Credit

October 13, 2021 | By Reef Merhi

Updated March 8, 2022 Have you checked your credit report lately? While no one enjoys having bad credit, there are several bad credit mortgage loans that may allow you to buy a home—whether you're a...

Mortgage in Texas

Does Getting Pre-Approved Hurt Your Credit?

November 2, 2020 | By Reef Merhi

Getting pre-approved can make it easier to shop for homes, but many buyers wonder, “Will getting pre-approved hurt my credit score?” Can you protect your credit score and still reap the advantages of...

Building your Credit Score

Who Sees My Credit Score?

September 24, 2020 | By Reef Merhi

As you build your credit, you may be wondering who sees your credit score. And here’s the answer: banks, landlords, potential employers, credit card companies, and mortgage lenders may view your...

Mortgage in Texas

Can You Get a Mortgage In Texas Without A Credit Score?

July 27, 2020 | By Reef Merhi

Many first-time homebuyers ask, “get a mortgage in Texas without a credit score?” It’s highly recommended that you pay off all your debt before you apply for a home loan. Utilizing credit responsibly...

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