Resources

Mortgage in Texas

How do I Qualify for an FHA loan in Texas?

January 21, 2021 | By Reef Merhi

When approaching buying a home in Texas, you’ll face a long list of options for financing your purchase. One option that many house hunters heavily consider, especially first time home buyers, are...

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Mortgage in Texas

What Does The Inauguration Mean For Refinance Rates In Texas?

January 4, 2021 | By Reef Merhi

New legislation under the incoming Biden administration will undoubtedly impact household spending, mortgage rates. Mortgage rates will effect both your ability to apply for an FHA loan, and...

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Mortgage in Texas

Mortgage Refinance During COVID In Texas

December 15, 2020 | By Reef Merhi

You’re thinking about refinancing your mortgage. You may be wondering how to go about a mortgage refinance during COVID-19.

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Mortgage in Texas

When Is the Right Time for Mortgage Refinance?

December 14, 2020 | By Reef Merhi

Mortgage rates rarely stay constant. As rates drop, homeowners often ask themselves “Is it the right time for Mortgage Refinance?” When rates drop, you may find yourself continually monitoring for...

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Mortgage in Texas

How Much is a Down Payment on an FHA Loan?

November 16, 2020 | By Reef Merhi

Saving up to purchase a home is one of the most important, and difficult, financial moves you will ever make. As you look at various loans you’ll notice they differ in their down payment...

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Mortgage in Texas

Can You Refinance An FHA Loan?

November 16, 2020 | By Reef Merhi

If you applied for an FHA loan and you’re looking to refinance, you’re in luck. Just like any home loan, Federal Housing Agency Loans can be refinanced to better suit your current financial...

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Mortgage in Texas

Does Getting Pre-Approved Hurt Your Credit?

November 2, 2020 | By Reef Merhi

Getting pre-approved can make it easier to shop for homes, but many buyers wonder, “Will getting pre-approved hurt my credit score?” Can you protect your credit score and still reap the advantages of...

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Mortgage in Texas

How Long Does A Mortgage Pre-Approval Last?

November 2, 2020 | By Reef Merhi

Being pre-approved for a mortgage in Houston will make the process of buying a home easier for you. Once you have your letter of pre-approval, sellers are more likely to see you as a qualified,...

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Mortgage in Texas

Can You Get a Mortgage In Texas Without A Credit Score?

July 27, 2020 | By Reef Merhi

Many first-time homebuyers ask, “get a mortgage in Texas without a credit score?” It’s highly recommended that you pay off all your debt before you apply for a home loan. Utilizing credit responsibly...

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Mortgage in Texas

Texas Home Buying: What Are Mortgage Points, And Should You Buy Them?

July 27, 2020 | By Reef Merhi

Mortgage points, or discount points, are used to prepay a portion of the interest on your mortgage. Your lender will present these points to you as a way to lower your interest rate. Buying these...

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