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Texas Mortgage Company

What Credit Score Do I Need to Buy a Home in Texas?

October 27, 2021 | By Reef Merhi

Updated March 29, 2022 If you've been renting but have dreamed of buying a home, it can be easy to dismiss that goal if you ask questions like "can I get a home loan with a 500 credit score?" or...

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Texas Mortgage Company

7 Big First-Time Buyer Mistakes to Avoid When Purchasing a Home in Texas

September 10, 2021 | By Reef Merhi

Updated January 17, 2022 Many first-time homebuyers are excited to finally buy their dream house, but it can be a daunting process. If you're looking for your first home in Texas, it's essential to...

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Texas Mortgage Company

Dallas FHA Loan Limits For 2021

March 23, 2021 | By Reef Merhi

What is a Dallas FHA Loan? If you’re looking to buy a home in Dallas, but aren’t able to qualify for a conventional loan, you may be able to purchase a property with an FHA loan. FHA loans are...

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Texas Mortgage Company

Houston FHA Loan Limits For 2021

March 23, 2021 | By Reef Merhi

What is a Houston FHA Loan? An FHA mortgage is a type of home loan that is backed by the Federal Housing Agency. First-time homebuyers in Houston can apply for an FHA loan to purchase a house that...

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Texas Mortgage Company

Dallas FHA Down Payment Assistance Programs In 2021

March 23, 2021 | By Reef Merhi

Need Help Buying a Home? Apply for Down Payment Assistance Saving up for a down payment can be a daunting, long process. Fortunately, there are plenty of down Dallas FHA Down Payment Assistance...

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Mortgage in Texas

Mortgage Refinance During COVID In Texas

December 15, 2020 | By Reef Merhi

You’re thinking about refinancing your mortgage. You may be wondering how to go about a mortgage refinance during COVID-19.

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Mortgage in Texas

When Is the Right Time for Mortgage Refinance?

December 14, 2020 | By Reef Merhi

Mortgage rates rarely stay constant. As rates drop, homeowners often ask themselves “Is it the right time for Mortgage Refinance?” When rates drop, you may find yourself continually monitoring for...

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Mortgage in Texas

Can You Refinance An FHA Loan?

November 16, 2020 | By Reef Merhi

If you applied for an FHA loan and you’re looking to refinance, you’re in luck. Just like any home loan, Federal Housing Agency Loans can be refinanced to better suit your current financial...

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Mortgage in Texas

Does Getting Pre-Approved Hurt Your Credit?

November 2, 2020 | By Reef Merhi

Getting pre-approved can make it easier to shop for homes, but many buyers wonder, “Will getting pre-approved hurt my credit score?” Can you protect your credit score and still reap the advantages of...

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Texas Mortgage Company

How Long Does It Take To Get Pre-Approved In Houston?

November 2, 2020 | By Reef Merhi

If you are searching for a home in Houston, getting pre-approved is one of the most important steps you can take in the buying process. Getting pre-approved for a mortgage takes some time and effort,...

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