--- title: Low Houston Mortgage Rates - Texas United Mortgage --- # Low Rate Mortgage Loans In Houston, Texas **Buying or refinancing?* *We have you covered.** [Get Pre-Qualified ](https://www.texasunitedmortgage.com/low-houston-mortgage-rates#get-started) ![Apply Online](https://www.texasunitedmortgage.com/hubfs/Website/Extra%20Pages/Group%201223.svg "Apply Online") ### Apply Online You’ve still gotta work while buying a new home. We get it. So just fill out our brief online application form.  ![We get you prequalified](https://www.texasunitedmortgage.com/hubfs/Website/Extra%20Pages/Group%201224.svg "We get you prequalified") ### We Get You Pre-Qualified We’ll get straight to work running the numbers to get you pre-qualified. We might need some additinal info, and we’ll reach out if needed and make it quick and simple. ![Buy Your Home](https://www.texasunitedmortgage.com/hubfs/Website/Extra%20Pages/Group%201225.svg "Buy Your Home") ### Buy Your Home We’ll help you through the rest of the way to close quickly. With online E-Signatures and contactless service to keep you COVID-19 safe, we will close on your new home quickly. [ Get Pre-Qualified ](https://#get-started) ![home3](https://www.texasunitedmortgage.com/hubfs/Website/Extra%20Pages/home3.jpeg "home3") ## We Have The Low Houston Mortgage Rates #### Close Fast, Low Fees   We believe buying a home should be easy, and simple. That’s why we give our customers a confusion-free, simple to understand home loan mortgage service that leaves them with a low monthly payment and a quick and timely closing. Our team of local Houston mortgage experts know this city. We put our expertise to work to get you the low mortgage rates you need for your financial success. We have decades of combined experience in the market, and we can help you get your loan with no fuss, and no worries. [ Get Started ](https://#get-started) ## Get Pre-Qualified Fill out the form and we’ll get the ball rolling. Step 1 of 6 ![loader animation](https://www.texasunitedmortgage.com/hs-fs/hubfs/Get%20Strated%202022%20Form/loader.gif?width=64&height=64&name=loader.gif) ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-type-purchase.png)Home Purchase ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-type-refinance.png)Home Refinance ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-yes.png)Yes ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-no.png)No ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-single-family.png)Single Family Home ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-townhome.png)Townhome ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-condo.png)Condo ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-multi-unit.png)Multi Unit Home $50,000 $1.5M+ $300 $15,000 0% 100% $300 $1M $50,000 $1,5M+ 1% 30% $20,000 $500,000+ $20,000 $500,000+ ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-yes.png)Yes ![](https://www.texasunitedmortgage.com/hubfs/Get%20Strated%202022%20Form/icon-no.png)No ## Customers Love Us. Latest Reviews ** ** ** ** ** The communication and the people who helped me with everything I needed or any questions I had. Over all, great team **Travis D M**   |   October 22nd, 2021 ** ** ** ** ** Very informative about the whole process. Thank you for working with the Homes for Heroes program! **Ricky M**   |   October 19th, 2021 ** ** ** ** ** Kelli was AMAZING from beginning to end. She was so informative and explained every step to me. I appreciate how detailed she was. She was the BEST!! **Lanie M L**   |   October 12th, 2021 ** ** ** ** ** It was great working with you. Good communication. **Sven S**   |   September 30th, 2021 ** ** ** ** ** Reef was incredible. He was very professional and gladly explained all of my options to me and the pros and cons of each. I felt very comfortable with my decision and would highly recommend Reef because of his knowledge, professionalism, and genuine willingness to help. **Ryan Pietsch**   |   November, 2020 ** ** ** ** ** I’ve worked with Reef multiple times and it’s always a great experience. He knows what he’s doing and puts his clients first. I’ve referred him to other friends and coworkers and they too have had great experiences with Reef and his team. If you’re needing any advice or help Reef is the one to go to! **Jesse Zavala**   |   November, 2020 ** ** ** ** ** I have worked with Texas United Mortgage for several years! There staff is honest, hard working, and have never let me down. Always going the extra mile and doing everything they can to help their clients. My real estate business will continue to refer clients to TUM. Best in Texas! **Ken Olivier**   |   October, 2020 ** ** ** ** ** These guys worked exceptionally well. They stepped in when a different company couldn’t close. They got our deal done in 14 days. I will recommend Reef to anyone I know looking to finance or refinance their house. Thank you to all!! **Alexander Campos**   |   January, 2021 ** ** ** ** ** You guys are Awesome!!!! I really appreciate everything you have done to get me to closing in a short amount of time. Reef gave me great advice and was always available to answer any questions I had. The best team out there! **Kiya Harris**   |   November, 2020 ** ** ** ** ** Reef was just awesome. He explained everything he was doing and why he was doing it. Was patient while I shopped around and even helped explain some of the other quotes I got when they didn't want to spend the time to do it themselves. **Dean Althauser**   |   October, 2020 [View All ](https://www.texasunitedmortgage.com/our-testimonials) ## We deliver the promise of home. We are ready to help you.   [ Get Started ](https://#get-started)