Your Texas Loan Officer
Meet Richard Haskell
Richard is a Managing Partner and Senior Loan Officer helping Texas families buy and refinance with FHA, VA and conventional loans. Expect clear answers, straight numbers and regular updates from pre-approval to closing day.
- NMLS #347730
- Managing Partner
- FHA, VA, Conventional & Refinance
About Richard
Buying a home or refinancing is one of the biggest financial decisions you'll make. Richard's job is to make it clear, simple and built around your goals.
Who he is
Richard Haskell is a Managing Partner and Senior Loan Officer at Texas United Mortgage. His background spans credit analysis, FHA financing, VA loans and sales management, and he holds a degree from Webster University that gives him a solid foundation in finance.
Throughout his career, Richard has built his reputation on professionalism, integrity and getting results for his clients.
Why work with Richard
- He starts with your goals and tailors the loan to fit your finances, not just today's rate.
- Credit know-how: if your file needs work, he'll show you a clear path to approval.
- FHA, VA, conventional and refinance options explained in plain English, side by side.
- Regular updates from application to closing, so you always know where things stand.
- As a partner in the company, he stands behind the experience you get.
How to get started
- Apply or book a callStart online in about 15 minutes, or pick a time to talk first.
- Review your optionsRichard looks at your credit, income and goals and walks you through your best loan options.
- Get pre-approved and closeShop with confidence, with Richard keeping you updated through closing day.
What Our Clients Say
★★★★★4.9 on Google · 148 reviews of Texas United MortgageRichard was amazing to work with. He keps me informed thoughout the transaction. He was always available when I needed to ask a question or needed help with something. I would love to work again with Richard in the future1
Reef, Richard and his team were fantastic in working with my clients while being transparent and efficient. I will be recommending the team at Texas United Mortgage to any homebuyers in the area!
I am a first time buyer and I was directed to Reef, Joy and Richard by my realtor Kay Harris. When I say there is not a better team to get the job done, I mean it’s not. I went to others which made me have trust issues with everyone. This team went on my schedule and went out there way to make sure every move was comfortable for me! It’s not a better team you will find trust me I went through a lot from other companies. Thanks so much for impacting my life in a positive light
A team of approachable professionals! We received weekly updates, and their execution in keeping us on track for closing was outstanding!
Fantastic business, helpful, knowledgeable, and responsive. Reef really listens.
Reef helped me along the way and kept me informed throughout the process.
Today's Mortgage Rates for
Conventional 15 Yr.
5.875%
APR 6.082%
Conventional 30 Yr.
6.625%
APR 6.746%
FHA 30 Yr.
6.25%
APR 7.112%
VA 30 Yr. Fixed
6.25%
APR 6.38%
100+ Google Reviews
Rate Table Assumptions
Mortgage rates change with market conditions. They can only be guaranteed when they are locked in with an application. The rates may vary based on credit score, loan amount, and other factors.
Loan amounts greater than $475,000. FICO credit score greater than 780 or higher. Owner Occupied
30 Conventional Year Fixed - $600,00 or greater . LTV 75.0%. 1 % Point Charged First time Home Buyer.
VA - Closing Costs included in APR are assuming that Veteran is exempt from Funding fee. If not exempt the funding fee will vary based on usage and equity position.
15 Year Fixed - $600,000 or greater. LTV 75%. 1 Point Charged.
30 Year Jumbo Loan - $850,000 or greater. LTV 75.0%. 1 Point. charged
30 Year FHA Loan - $475,000. LTV 96.5%. 1 Point charged
30 Year VA Loan - $500,000. 100.0% 1 Point.
1 point = 1% of the loan amount in order to get the rate.
Calculated Result
Book a Time With Richard
Pick a time that works for you. No cost, no obligation. Just answers to your questions.
Prefer to talk now? Call or text Richard at (832) 221-3635
Questions About Working With Richard
Is Richard Haskell a licensed loan officer in Texas?
Yes. Richard is a licensed mortgage loan originator, NMLS #347730, with Texas United Mortgage (NMLS #2442778). You can verify his license at nmlsconsumeraccess.org.
What types of loans does Richard help with?
Home purchase loans and refinances, including conventional, FHA, VA and jumbo loans, for primary homes, second homes and investment properties across Texas.
How do I get pre-approved?
Start your application online (it takes about 15 minutes) or book a call with Richard. Have your ID, recent pay stubs, W-2s and two months of bank statements handy.
Does it cost anything to talk with Richard?
No. A consultation and rate quote are free, with no obligation.
What areas of Texas does Richard serve?
Richard helps home buyers and homeowners throughout Texas. You can apply, upload documents and stay in touch online and by phone, wherever you are in the state. Texas United Mortgage is based in The Woodlands and lends statewide.
Learn More About Mortgages
Helpful guides from Richard and the Texas United Mortgage team to make you a better-informed home buyer.